Founded in 2009 by Peter Paul, Chairman, and Mieko Willoughby, President & CEO

Over $800 million in assets under management – Headlands has invested over $3 billion across sixteen funds and nine private label securitizations

Twenty-seven seasoned investment, servicing and support professionals

Core investment strategy is to acquire seasoned, performing, first lien, single family residential mortgage loans

Profitable and proven track record of buying assets at discounted prices from long standing relationships.

Broad diversification across U.S. markets

Multiple approaches employed to reduce risk, enhance post-investment yields and improve credit quality of portfolio

Consistent, strong risk-adjusted returns generate attractive cash flow plus capital gains upon refinancing or sale

Actual returns from 2009-2021 range from 9% to >20% annually (net of fees)

In house designed, proprietary trading model and asset management software

Robust and highly scalable institutional infrastructure